Attention homeowners in Lafayette and Chambers County: Need an appraisal?

The top seven reasons AL homeowners use Piedmont Appraisers Inc.:

Pre-listing appraisals (whether they're selling the home on their own or using a real estate agent)
Challenge Chambers county's assessment of your propertyworth
To reduce your mortgage payment by removing PMI
To reinstate your Home Equity Line of Credit (or HELOC)
Review another appraiser's report for verification
In the case of a AL divorce, where real estate needs to be divided
Determine the true market value of property in question to settle an estate in Chambers county or AL

Do you own a home in or near Lafayette? Do you need help determining the price of your real estate?
Contact Piedmont Appraisers Inc..

We at Piedmont Appraisers Inc. understand the individual needs of a homeowner looking for appraisal services. While our usual clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

Pre-listing Services/For Sale By Owner

It's very hard to be objective about your home because you most likely have an emotional attachment to it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic selling price so your property will attract interested buyers, a professional appraisal is very valuable as a negotiating tool once you have an interested buyer. It's something tangible to show the buyer. It's an independent third party's opinion of your home's value, and not just how much you think your house is worth. Interested buyers know that you have an emotional attachment to your home and will be much more likely to give credibility to a professional appraiser's value opinion than yours.

Need to remove PMI?

An attractive way to save money for homeowners is to get the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan amount is below 80% of the value of your house, in most cases you can apply to a lender to have the PMI canceled from your loan, which will make your monthly payments go down. We are seasoned in helping people just like you rid themselves of unnecessary PMI insurance.

Challenge a property tax assessment

Your local tax assessor may have your house overvalued if you live in a local area that is going down. This only means you're going to pay higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the faster you take care of a matter like this, the better. An appraisal from Piedmont Appraisers Inc. is your best weapon when contesting your property tax assessment.

Recently got a freeze your HELOC?

Your lender just might choose to automatically freeze your home equity line of credit (HELOC) if your home is in or near a declining area -- even if your specific property has not declined in value. This can be be negative on your credit score since it may appear as though that credit line is maxed out, and also difficult from a cash flow standpoint. Piedmont Appraisers Inc. can provide you with efficient appraisal to help you reinstate your home equity line of credit.

Field and Desktop Appraisal Review Services

Have you just been handed a copy of your appraisal and you would prefer to have a seasoned expert double-check it for efficiency or do you want a second opinion without the cost and delay of waiting for a whole new appraisal? An appraiser from Piedmont Appraisers Inc. can go out and check the subject and comparables in a field review. Or, if you're in a rush, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal? We can help with that too. Even though this is typically requested by banks, you may wish to utilize this service if you suspect mortgage fraud related to your home.